Money Talks

Money Leaving

Have you ever looked back on money leaving you and realized you were hurt by it?  Perhaps you were scammed or lied to about something. Perhaps you spent money recklessly or maybe it was just bad luck. The saying ‘Buyer’s Remorse’ comes to mind.  What is buyer’s remorse but regret about money leaving you?

My Money

When I was a young man I got a small settlement in a lawsuit of around $9,000.00. I had to decide how I was going to use the money, whether to invest it or to use it for Graduate school. I chose graduate school. I put the money in a money market fund and took it out little by little. It allowed me to work part-time while I went to grad school full-time and it lasted long enough for me to graduate. I don’t regret it and I don’t feel hurt by it being gone. But I do sometimes think what if I had instead invested that money in a relatively new local company where I lived. What would have transpired if I had invested in Apple in 1981?  That $9,000.00 would be close to $2,000,000.00 now.

My Parent’s Money

One of the reasons I was conservative and deliberate about what I was going to do with my money is this story. My mother got an inheritance after her mother died of about $30,000.00. My parents used a good chunk of it to by a very nice boat. We had a lot of fun on that boat for a little over two years. I really loved living and working on the boat for my high school summers. It seemed worth it. But in the end, it blew up and I was burned on 70% of my body. At that exact same time the oil embargo hit the US and the aviation industry, which my father was employed in, went in the tank. My mother meanwhile had a brain hemorrhage and spent almost 9 months in the hospital and in recovery. The result was our family having a big change in financial fortunes. We didn’t go into dire poverty by any means, but it did make for a drastic change in things. My college bills couldn’t be paid and I had to leave school. I moved to California with some high school buddies and made my way on my own from there. The boat was nice but the loss of that money really did make a difference later.  I look back and am amazed at how much stress my dad must have been under during that time.

Hindsight

Ah, 20/20 hindsight, right? It’s hard to say what would have happened. Maybe I would have invested in Acme Computer instead of Apple Computer and lost my shirt.  My parents may have done the same with their money.  All one can really do is learn from others and from experience and try to make the best decisions about where your money goes. It isn’t easy but one can become educated about how to handle money wisely. It’s worth it.


“That money talks, I’ll not deny. I heard it once, it said ‘Goodbye’.” – Richard Armour,  1906-1989, American Poet and Author

Drawing and commentary © Marty Coleman 2017


Marathon Training – Week 3

This week I did an unorthodox track workout. I needed to be at the Pathways workout again this week instead of the track, but decided I would go early and get my speed work in before the scheduled run. The only problem is there is no track at the Fleet Feet store. What is there is a very long, straight and flat street that used to be an airport runway, So, with my trusty Garmin GPS watch as a guide, I figured out 600 meters distance (the track workout was a bunch of 600 meters sprints) and simply ran up and down the street until the workout was done.

Speedwork

Since it was a straight-away instead of a curved track I had the wind directly in my face for three of the 600m runs and directly at my back for the other two. I was almost a minute per mile slower heading into the wind, which was about 25 mph. The time difference in the stats below shows the effect wind can have on a runner.In addition, the temperature was 90º+. That meant the wind wasn’t really cooling me down much, just pushing up against me.

The idea behind speed work is two-fold. One, to get faster, (obviously). There is a common running mantra, “If you want to get faster, you have to run faster.”  Simple, but true.
The other reason is something called VO2max, short for maximum volume of oxygen. That is how much oxygen your lungs can take in. During long distance running you are at about 60-70% of lung capacity.  When you do speed work, if you are doing it right, your lung capacity is closer to 90-95% of capacity.

Why is this important? Think of it this way. You have a plastic cup you can pour water in. But it is a flexible cup, it can get bigger or smaller. If you always fill it up to 60-70% of its total volume, it won’t get bigger because it doesn’t need to. But if you fill it up to near capacity again and again it does gets bigger. How does that help you run long distances? Because your 60-70% capacity that you use for those long distances is now 60-70% of a BIGGER cup. That means you are getting more oxygen into your lungs and thus energy to your muscles. The result, better endurance at a higher pace.

Increasing Miles

I also increased my miles this week. This week I ran 5 times. Four of them were 4+ miles each and Saturday’s run was 10 miles for a total of 28 miles. My goal is to run 30-40 miles per week. I am getting there. The Achilles I had surgery on still is a bit stiff and sore after a long run so I am trying to move up mileage slow enough to allow the tendon to respond effectively.

Fork in the Road

Oh, and aside from all the goals and stats, I managed to coach some fun people this week.  And yes, we did. We found a fork in the road (actually on the sidewalk) and we didn’t take it.

See you running,

Marty

 

Marathon Training – Week #2

Week #1 of my training coincided with the start of my head coaching duties with Pathways, the 10K & 15K program I lead at Fleet Feet Tulsa. This is in addition to the Half and Full Marathon Program I co-coordinate that is already in the middle of its summer season. What that translates into is lesson #1 when for working towards a goal:

Summer Pathways 2017

Be Flexible and Creative

The thing to remember about a training schedule is that it’s one size fits all. For example, My marathon training schedule called for between 20 & 25 miles of running. I was able to get in 20+ miles so I met that training goal. But it also called for a track workout one run and hill repeats for another. Those I wasn’t able to get in because it was the opening week of Pathways and I had to have easy and flat routes for them.

Excuses vs Reasons

For me at least, I see the schedule as a guide, not a rule. That means I need to take into consideration my circumstances such as age, surgery recovery, other obligations and adjust accordingly. I don’t want to push my Achilles with a fast track workout and a hard hill night on back to back nights. I will, just not yet.That means I have to reason through what is best. What is best given who I am, what my body is going through? Adjusting accordingly is critical to moving forward successfully when you have a challenging goal.

Having said that, excuses are easy to come by. For example, I had to run with Pathways on their first Saturday run and they were scheduled for 3 miles. I, meanwhile, was scheduled to do 8 so I did 5 on my own afterwards. To do otherwise would have been to find an excuse and excuses aren’t the same as reasons.

Coming Up

This week will be similar to last week. However, I will be going to the University of Tulsa track for speedwork on Tuesday, we do have a hill night planned and the Saturday run is 10 miles. The weekly mileage should be closer to 25 this week.

You can read the entire Marathon training series by going to my website, Napkindad.com, and looking up ‘marathon training’ in the series dropdown menu.

If you have any questions, comments, suggestions, etc. feel free to connect. I would love to hear from you.

See You Running,

Marty

Medusa Doing Yoga with her Cat

The Adventures of Medusa #1

Little known fact about Medusa. She actually does not turn things to stone just by looking at them. It’s only when she gets mad at them that it happens.  Her cat, ironically named ‘Rocky’, clawed her belly during Yoga and that was that.

Drawing © Marty Coleman | napkindad.com

 

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